๐Ÿ’น Bank FD & RD Interest Rates 2025

Latest Fixed Deposit and Recurring Deposit interest rates of all major banks in one place. Last updated: 03 Jun 2026.

Fixed Deposit Rates Comparison 2025

Rates for regular citizens. Senior citizens get an additional 0.25%-0.75%.

Bank7-45 Days3-6 Months1 Year2 Year3 Year5 Year
SBI3.50%4.75%-5.50%6.80%7.00%6.75%6.50%
HDFC Bank3.50%4.50%-5.75%6.60%7.00%7.00%7.00%
ICICI Bank3.50%4.75%-6.00%6.70%7.00%7.00%7.00%
PNB3.50%4.50%-5.50%6.50%6.80%6.80%6.50%
Axis Bank3.50%5.15%-6.00%6.70%7.10%7.10%7.00%
Canara Bank4.00%5.25%-5.75%6.85%6.85%6.70%6.70%
Bank of Baroda4.25%5.50%-6.25%6.85%7.00%6.80%6.50%
AU Small Finance4.50%6.00%-7.00%7.25%7.50%7.50%7.25%
Kotak Mahindra3.50%4.50%-6.20%7.10%7.10%7.10%6.20%
Yes Bank4.00%5.25%-7.00%7.25%7.25%7.25%7.25%
IDFC First3.50%5.00%-6.50%6.50%7.25%7.25%7.25%
IndusInd Bank3.50%5.00%-7.00%7.50%7.25%7.25%7.00%

Post Office Savings Schemes Rates 2025

SchemeRateTenureTax Benefit
PPF7.1%15 YearsSection 80C - EEE
NSC7.7%5 YearsSection 80C
Post Office FD6.9%-7.5%1-5 Years5yr - Section 80C
Post Office RD6.7%5 YearsNone
MIS7.4%5 YearsNone
Senior Citizen Savings8.2%5 YearsSection 80C
Sukanya Samriddhi8.2%21 YearsSection 80C - EEE
Kisan Vikas Patra7.5%115 MonthsNone
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Disclaimer: Rates shown here are indicative and may change from time to time. Please check the official website of the respective bank or post office for actual rates. Shronix Technology any financial loss is not liable for any loss.